Terms of Service

1. Acceptance of Terms

Welcome to Prosper Tech, Inc. By accessing our website, creating an account, or using our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services or access our website.

2. Account Registration

To use certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Prosper Tech, Inc. reserves the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete.

Subject to these Terms, Company grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.

3. Subscription Services

Prosper Tech, Inc. offers various subscription services. By subscribing to our services, you agree to pay the applicable subscription fees. Fees are billed on a pre-pay basis and are non-refundable, including for partial months or unused services.

4. Ownership of Content

All materials displayed or performed on the website including, but not limited to, text, graphics, logos, tools, photographs, videos, and trademarks are the intellectual property of Prosper Tech, Inc. and are protected by intellectual property laws. You agree not to copy, reproduce, modify, publish, or distribute any content from the website without the express prior written consent of Prosper Tech, Inc.

5. User Feedback

Prosper Tech, Inc. welcomes and encourages feedback or suggestions from users. You agree that Prosper Tech, Inc. may use and implement any feedback or suggestions without any obligation to compensate you, and you hereby grant Prosper Tech, Inc. a perpetual, irrevocable, nonexclusive, royalty-free license to incorporate and use the feedback for any purpose.

6. Data Privacy

Prosper Tech, Inc. respects the privacy of its users. Neither Prosper Tech, Inc. nor any third-party contracted by us will use the data provided by users to train or enhance artificial intelligence or other models.

7. Termination

Prosper Tech, Inc. may terminate your access to all or any part of our services at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this agreement or your Prosper Tech, Inc. account, you may simply discontinue using our services.

8. Disclaimer of Warranties

Our services are provided "AS IS." Prosper Tech, Inc. and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Prosper Tech, Inc. nor its suppliers and licensors, makes any warranty that our services will be error free or that access thereto will be continuous or uninterrupted.

9. Limitation of Liability

In no event will Prosper Tech, Inc., or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data.

10. General Representation and Warranty

You represent and warrant that (i) your use of our website will be in strict accordance with the Prosper Tech, Inc. Privacy Policy, with these Terms, and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of our website will not infringe or misappropriate the intellectual property rights of any third party.

11. License

You hereby grant (and you represent and warrant that you have the right to grant) to Company an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including your User Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertions of moral rights or attribution with respect to your User Content.

12. Acceptable Use Policy

The following terms constitute our “Acceptable Use Policy”:

• You agree not to use the Site to collect, upload, transmit, display, or distribute any User Content (i) that violates any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right, (ii) that is unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another’s privacy, vulgar, defamatory, false, intentionally misleading, trade libelous, pornographic, obscene, patently offensive, promotes racism, bigotry, hatred, or physical harm of any kind against any group or individual or is otherwise objectionable, (iii) that is harmful to minors in any way, or (iv) that is in violation of any law, regulation, or obligations or restrictions imposed by any third party.
• In addition, you agree not to: (i) upload, transmit, or distribute to or through the Site any computer viruses, worms, or any software intended to damage or alter a computer system or data; (ii) send through the Site unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise; (iii) use the Site to harvest, collect, gather or assemble information or data regarding other users, including e-mail addresses, without their consent; (iv) interfere with, disrupt, or create an undue burden on servers or networks connected to the Site, or violate the regulations, policies or procedures of such networks; (v) attempt to gain unauthorized access to the Site (or to other computer systems or networks connected to or used together with the Site), whether through password mining or any other means; (vi) harass or interfere with any other user’s use and enjoyment of the Site; or (vi) use software or automated agents or scripts to produce multiple accounts on the Site, or to generate automated searches, requests, or queries to (or to strip, scrape, or mine data from) the Site (provided, however, that we conditionally grant to the operators of public search engines revocable permission to use spiders to copy materials from the Site for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials, subject to the parameters set forth in our robots.txt file)

13. Indemnification

You agree to indemnify and hold Company (and its officers, employees, and agents) harmless, including costs and attorneys’ fees, from any claim or demand made by any third party due to or arising out of (a) your use of the Site, (b) your violation of these Terms, (c) your violation of applicable laws or regulations or (d) your User Content. Company reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Company. Company will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.

14. Compliance with Laws.

You agree to comply with all applicable laws and regulations when using the Service, including Federal Communications Commission regulations regarding telemarketing calls, autodialed calls, prerecorded calls, and unsolicited advertisements. You will not use the Service for any unlawful purpose, including violating federal and state telemarketing laws

15. Contact Us

If you have any questions about these Terms or our services, please contact us at info@useprosper.co

16. Changes to Terms

Prosper Tech, Inc. reserves the right, at its sole discretion, to modify or replace any of these Terms at any time. It is your responsibility to check these Terms periodically for changes. Your continued use of our services following the posting of any changes to these Terms constitutes acceptance of those changes.